How do I make a withdrawal?

You can make withdrawals straight into your nominated account any time up to your credit limit.

We'll always display a summary of what the withdrawal means for your outstanding balance and monthly repayments, so you can make an informed decision before confirming the withdrawal.

You can make a withdrawal from your Fairlo credit limit by:

1. Log in to your Fairlo account at www.fairlo.co.uk.

2. Select the withdraw button

3. Select the amount you want to transfer to your nominated bank account (you can only withdraw up to your remaining credit limit, and only to your nominated account).

4. Confirm the withdrawal.

Key things to know:

- Withdrawals are sent electronically in GBP and should reach your nominated account within 2 hours (often much faster).

- A withdrawal is only allowed if it doesn’t take your outstanding balance over your credit limit and you’re up to date with repayments.

- For agreements signed from 23 April 2026, your first withdrawal is free but a setup fee is taken from your limit; later withdrawals may have a withdrawal fee taken from your available limit.

If you tell me whether you’re asking about your very first withdrawal or a later one, I can explain the fees on that specifically.